Three Main Health Insurance Programs

Three Main Health Insurance Programs

Three major health insurance programs cover specific groups: rural residents under the New Rural Cooperative Medical Scheme (NCMS), urban employees under the Urban Employees Basic Medical Insurance (UR-BMI), and unemployed urban residents under the Urban Residents Basic Medical Insurance (UR-BMI). The t...
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Highest Private Insurance Expenditures

Highest Private Insurance Expenditures

Countries with the Highest Private Insurance Expenditures In 2000, seven countries stood out as funding over 20% of total health expenditures through private coverage (figure 4). Interestingly, these ranged from Zimbabwe, a lowincome country that spent $171 annually per capita on health care, to the Uni...
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International Situation for the Insurance

International Situation for the Insurance

Insurance Variations by Income Level Based on available data, thirty-nine countries in the world have private health insurance exceeding 5% of total health expenditures. Although private insurance markets are most well developed in wealthier countries, almost half (46%) of these countries are in the low...
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Private Health Insurance

Private Health Insurance

Private health insurance plays a large and increasing role around the world. This paper reviews international experiences and shows that private health insurance is significant in countries with widely different income levels and health system structures. It contrasts private health insurance across reg...
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Health Insurance Terms – Part 2

Health Insurance Terms – Part 2

Minimum premium plan (MPP) – A plan where the employer and the insurer agree that the employer will be responsible for paying all claims up to an agreed-upon aggregate level, with the insurer responsible for the excess.  The insurer usually is also responsible for processing claims and administrative se...
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